Get cashback as Plus points with Yandex Pay or divide payments into parts with Split. Pay wherever you want via QR or NFC — with your phone or smartwatch (available on Wear OS 2 and higher). Cashback as points Choose categories every month, pay with the Pay card, and get up to 50% cashback as Plus points on the same day of purchase. Spend your points in Yandex services with a Plus multi subscription. 1 point = 1 ₽ discount. Pay in parts Split your payment in any stores with the super Split credit card with a limit of up to 1 million ₽. The purchases are yours immediately, and all payments come later, on a convenient schedule. Split for 2 months without overpayment with a Plus multi subscription. People love Yandex Pay 5 million of our customers benefit from Yandex Pay every day.