**Apply for a savings account**  For Filipinos residing and located in the Philippines, easily open a PNB savings account with just one (1) valid ID. This service is initially available to customers with no deposit account with PNB.      For Filipinos working in Hong Kong, Singapore and Japan, start your account application through PNB Digital with just a few taps and a valid ID. Visit the nearest PNB overseas branch within 30 days from your application for a quick KYC verification. Complete your application with a remittance to fund your account.    **Easy sign-up**  Register without going to the branch. You can use any eligible PNB Savings or Checking account number, PNB Debit Card or Credit Card number to enroll.      **Stay Safe, Bank with Confidence**  Access your account effortlessly with biometrics.  Lock your card anytime to prevent unauthorized use and unlock it when needed.    **Manage and monitor your PNB deposit or e-money accounts**  View your account balances and transaction history with 24/7 real-time access.    **Lock your funds safely**  Set aside part or all your available balance. Locked funds are removed from your available balance and will remain unavailable for any transaction. Unlock anytime in the app. **Protect your PNB Digital account instantly** Quickly suspend your PNB Digital access if you suspect your device or access has been compromised. For your protection, access can only be restored through any PNB branch.   **View your credit card information and electronic statements**  Monitor your PNB Credit Card account balance, statement and recent transactions (including pending transactions).  View your rewards points and PIN. View and download monthly e-statements.    **Send money anytime, anywhere**  Support your family or pay for your purchases online. Send money between PNB accounts, to other local banks and eWallets with InstaPay and PESONet. You can also schedule important one-time or recurring transfers for your convenience.    **Settle your monthly bills in just one app**  Skip the lines and beat the due dates!  Make hassle-free payments to our various billers using your PNB Debit or Credit Card. You can also schedule important one-time or recurring payments for a worry-free experience.    **eWallet Top-Up**  Transfer funds directly to an eWallet in real-time with InstaPay.    **Speed up your transactions**  Transfer funds instantly to your family and friends by scanning their account QR Codes.    **Share your account details safely**  Receive funds without giving your account number. Create a QR Code for your accounts or link them to your registered mobile number and/or email address for sharing to your contacts.     **Pay via QR Code**  Pay your bills and your favorite online and in-store shops easier via QR Ph codes. This is available for participating billers and merchants.    **Request for Cardless Withdrawal**  Get cash at any PNB ATM --- no card needed.    **Monitor your PNB Time Deposits**   Add and view your active time deposits easily.    **Invest in UITFs**  Subscribe, manage and redeem your investment funds anytime, anywhere.     **Order your PNB checkbook conveniently**  Order via the app and pick up at your PNB branch of account.    **Personalize your PNB Digital Dashboard**    Access your favorite features instantly by customizing your dashboard based on your most-used services.      Download the app today and make banking easier.