Mobile banking, telecom, payments, and a marketplace in Kyrgyzstan – all in one app. Get a Visa card online, make fee-free transfers to Kazakhstan and Uzbekistan, pay for utilities and 2,500+ services, and earn cashback on purchases. This all works with any local SIM card. O!Bank – mobile bank in your smartphone Open cards, accounts, and deposits in minutes right in the app. Get online loans 24/7 with no bank office visits. Fee-free transfers to Kazakhstan, Uzbekistan, and within Kyrgyzstan Pay via Kaspi QR directly in the app. Send money to Kaspi.kz and to any bank card in Uzbekistan. Make domestic transfers by phone number, card number, or account number. International transfers – instantly Send money to Visa cards in 140+ countries. Receive transfers from Russia via Astrasend. 2,500+ payments with no queues Pay anytime for utilities, internet, mobile services, OSAGO insurance, and 300+ government services: taxes, fines, civil registry, patents, MVD, Cadastre, and more. Up to 20% cashback Pay via QR, with your O!Bank card, or in the app – earn bonuses you can spend on purchases or partner services. Mobile services and home internet Manage your O! number and Saima account: check and top up your balance, change plans, activate services and subscriptions, and manage family numbers. O!Market – 0% installment plans Shop electronics, smartphones, home appliances, cosmetics, and 125,000+ products from trusted sellers. Enjoy special deals and 24/7 grocery delivery from Globus. O!Travel – affordable flights Book tickets for yourself and your loved ones easily and conveniently. My O! – all your everyday life services in one superapp. 24/7 customer support: 9999 and +996700000999