MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries. Hold & buy stablecoins • Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more. • Swap between stablecoins instantly with a simple drag and drop. • Deposit any crypto and convert to USDT or USDC instantly. Send money globally • Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more. • Transfers arrive in seconds at some of the most competitive rates available. • Trusted by millions of users worldwide. Cash out in local currency • Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods. • Zero MiniPay fees on deposits and withdrawals. USD & EUR virtual accounts • Get verified US and EU banking details instantly. • Receive payments from the US and Europe directly into your wallet. • Withdraw to your local currency at competitive rates. • Virtual accounts are provided by regulated third-party partners. Earn on your balance • Earn rewards of up to 2% weekly on your stablecoin balance. • No lockups. No minimums. IMPORTANT DISCLOSURES MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply. Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.